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NASDAQ: OWLS

The Licensed Way Businesses Move Money Across Borders

Businesses use OwlPay to send, convert and settle money across borders, in fiat and stablecoins, on licensed rails.

Network & Integration

Partner Visa
Partner MoneyGram
Partner Stellar
Partner Circle
Partner Credible Finance,
Partner Saber
Partner MX
Partner Cross River Bank
Partner FV Bank

Live Infrastructure, In Numbers

US$600M+

Cumulative Gross Payment Volume Processed

Since inception through June 2026

60+

Active Stablecoin Clients

As of June 2026

US$9.3B+

Annualized Gross Transaction Volume of Active Clients*

As of June 2026

41

U.S. Money Transmitter Licenses or Equivalents

Operating coverage across 42 U.S. states

*Represents the annualized gross transaction value associated with active clients, calculated using the median of company-provided low and high estimates. It does not represent OwlTing's recognized revenue or realized processed volume.

What Our Partners Say

Oneremit
“With OwlPay Harbor, settlement moves from days to near real time, and for our clients that is not a technology story. It is working capital coming back onto the balance sheet.”

Oneremit, built by Spark Tech Hub, powers cross-border payments for businesses moving money into demanding markets, where a delayed settlement is not a technical detail but working capital tied up.

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Hammed Adewumi Afenifere, CEO and Co-Founder, Oneremit

“There's a lot of noise from players claiming to do this, but the gap between theory and practice is huge, and not many actually do it. OwlPay has the right model and the right technology, and for us that's what matters most.“

Bloxcross moves money for businesses across borders, currencies, and assets. OwlPay handles the step between traditional money and digital assets, so those flows run end to end through regulated channels.

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Diego Baez, Founder and CEO, Bloxcross

“Cutting transfer costs by 93% means more of every donation reaches the people who need it, and in an emergency, it gets there in seconds instead of weeks“

For 37 years, Hope for Haiti has helped the Haitian people with healthcare, education, clean water, and nutrition. When funds move faster and cheaper, more of that support reaches the people who need it.

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Monica Perez, CFO, Hope for Haiti

How Money Moves Through OwlPay

One integration for regulated cross-border payment and settlement.

How Money Moves Through OwlPay

We earn transaction-based fees on the payment and settlement volume that flows through OwlPay. The same infrastructure powers every product below.

Built for How Your Money Moves

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OwlPay's services are currently provided by OwlTing USA, Inc. and are primarily available in the United States. We are exploring opportunities to offer these services in Japan and other global markets in the future, subject to obtaining the required licenses and regulatory approvals. We appreciate your patience and understanding as we work toward making OwlPay available in your market. All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

Licensed where it matters

OwlTing operates on a foundation of licenses and regulatory oversight, so the businesses building on us can move money with confidence.

Updated as of August 2026
United States
  • Obtained Money Transmitter Licenses in 41 U.S. states and can now operate across 42 states nationwide.
  • Registered as a Money Services Business (MSB) with the U.S. Financial Crimes Enforcement Network (FinCEN)
Japan

Licensed as an 電子決済等代行業 Electronic Payment Intermediary Service Provider (Bank API license)

In Progress:
  • 資金移動業者 Funds Transfer Service Provider License
  • 電子決済手段等取引業者 Electronic Payment Instruments Exchange Service Provider License
EU

Registered as a Virtual Asset Service Provider (VASP) in Poland

Expanding

Currently applying for new or additional licenses in Singapore, Hong Kong and Latin America

Certification

OwlPay maintains ISO/IEC 27001:2022 certification and PCI DSS v4.0.1 validation.