An efficient cross-border payment solution with API integration
OwlPay Harbor provides global on/off ramp services, assist your business in accelerating transactions, reducing costs, ensuring security and compliance!
Get started quickly with our developer-friendly APIs
Easily access OwlPay Harbor's testing and production environments through our streamlined onboarding process. Now with MCP Tool, you can integrate with Harbor faster than ever — no manual setup.
Boost your business with OwlPay Harbor APIs
OwlPay Harbor develops tools that add value to your business with developer-friendly APIs, using simple lines of code and documentation that enables you to integrate system data seamlessly in a dynamic environment.
// Prepare the Transfer Object
const transferObject = {
commission: {
percentage: "0.01", // Optional, Range: 0.01-100.00
amountChoose your perfect development solution
Stellar, Ethereum, Solana, Polygon, Avalanche, Optimism and Arbitrum
Ethereum, Polygon, Avalanche, Optimism, Arbitrum
Use the same program logic and data format across different blockchains.
USD
USDC
30+ US states and D.C.
Stellar
Not supported
Follow the official Stellar Anchor guidelines without needing to restart.
USD
USDC
30+ US states and D.C.
US availability
- Alabama
- Alaska
- Arizona
- Arkansas
- Colorado
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Iowa
- Kentucky
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- New Hampshire
- North Dakota
- Oklahoma
- Oregon
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- West Virginia
- Wyoming
- Alabama
- Alaska
- Arizona
- Arkansas
- Colorado
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Iowa
Disclaimer: Service availability is subject to change.
Optimize financial & compliance integration
Achieve global cross-border transactions cost-efficiently
Eliminate burdensome traditional fiat transaction fees and reduce costs effortlessly with stablecoin payments. Even without a bank account, you can integrate seamlessly with a cost-effective Web3 international payment solution.
Enter the world of Web3 payment flows with compliance and security
Harbor features built-in KYC and KYT compliance processes, ensuring your business remains compliant with the latest regulatory requirements.
Plug in multi-chain on/off ramps on your services
Missing the final mile in your Web3 stack? Harbor supports multi-chain USDC transaction API services, seamlessly integrating stablecoin financial flows for high-efficient global transactions.
Accept stablecoin payments directly on your platform
Easily connect OwlPay Payment’s stablecoin payment feature without coding and manage the full payment flow from checkout to payout in one place. For deeper integration, Harbor API is available to seamlessly connect with your existing system.
Learn more
How we stay compliant
We integrate with AML platforms and collaborate with AI-enhanced compliance partners, securing both fiat and stablecoin transactions, preventing financial crimes, and facilitating seamless data connection.
OwlPay Harbor™ is suitable for all types of businesses
DeFi
Easily integrate with multiple blockchains to build a fast, low-cost on/off ramp. Simplify operations, boost efficiency, and attract more users.
Wallet Service Providers
Support major blockchains like Stellar and Ethereum to offer diverse payment options, reduce development barriers, and enhance wallet features and user experience.
E-commerce Platforms
Allow users to make payments without currency exchange or visiting a bank, making transactions more intuitive and increasing purchase conversion.
Fintech Companies / Banks
Seamlessly integrate Harbor into your platform to enable cross-border payment scenarios, accelerate global transactions, and strengthen your competitive edge in financial services.
DeFi
Easily integrate with multiple blockchains to build a fast, low-cost on/off ramp. Simplify operations, boost efficiency, and attract more users.
Wallet Service Providers
Support major blockchains like Stellar and Ethereum to offer diverse payment options, reduce development barriers, and enhance wallet features and user experience.
E-commerce Platforms
Allow users to make payments without currency exchange or visiting a bank, making transactions more intuitive and increasing purchase conversion.
Fintech Companies / Banks
Seamlessly integrate Harbor into your platform to enable cross-border payment scenarios, accelerate global transactions, and strengthen your competitive edge in financial services.
Seamless integration of multiple popular blockchains
Seamlessly integrate with leading blockchain networks through our robust multi-chain APIs, with Solana coming soon.
Pricing
We offer transparent pricing with additional discounts based on your transaction volume. Need something more tailored? Get a custom quote designed to fit your business needs.
Standard
Custom
For businesses with higher transaction volumes, we offer custom pricing structures tailored to your needs.
Applications powered by OwlPay Harbor integration
Accept stablecoin payments directly to streamline transactions, enhance customer convenience, and strengthen your overall payment strategy.
Receive payment with stablecoins
Customers can pay directly using stablecoins. Once approved, funds settle on-chain instantly with low fees, making it easier to serve global users who prefer modern payment methods.
Learn more
Have more questions about OwlPay Harbor?
How can Harbor help if our company needs high-volume cross-border payments?
Harbor supports multi-currency USDC transfers with lower fees and faster settlement — perfect for global businesses managing large international transactions.
Can Harbor assist if we do not have a US bank account but need to pay US recipients?
What can Harbor offer if we have a money service license but our bank does not support stablecoins?
How can Harbor support us if we are building a Web3 app and want to integrate stablecoin flows?
Can Harbor help if we already have a wallet and bank but no USDC on/off ramp?
What does Harbor offer if we want to cut costs on global payments?
Is it possible to support USDC payments without handling the funds ourselves using Harbor?
Can Harbor help us stay compliant if we do not have an in-house KYC/AML/compliance team?
How can Harbor help us as a Web2 company entering Web3?
What can we do if we do not have a cryptocurrency wallet yet?