Build faster. Unlock global transactions.
OwlPay Harbor makes it easy to support fiat-to-crypto payments with built-in compliance. Our on/off ramp services support multiple blockchains, including Stellar, Ethereum, and more.
Get started quickly with our developer-friendly APIs
Easily access OwlPay Harbor's testing and production environments through our streamlined onboarding process.
Boost your business with OwlPay Harbor APIs
OwlPay Harbor develops tools that add value to your business with developer-friendly APIs, using simple lines of code and documentation that enables you to integrate system data seamlessly in a dynamic environment.
// Prepare the Transfer Object
const transferObject = {
commission: {
percentage: "0.01", // Optional, Range: 0.01-100.00
amount: "1.
|Choose your perfect development solution
Stellar, Ethereum, Solana, Polygon, Avalanche, Optimism and Arbitrum
Use the same program logic and data format across different blockchains.
USD
USDC
32 states in the US
Stellar
Follow the official Stellar Anchor guidelines without needing to restart.
USD
USDC
32 states in the US
Fully licensed & compliant — A regulated on/off ramp in 32 US states
- Alabama
- Alaska
- Arizona
- Arkansas
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Iowa
- Louisiana
- Maine
- Maryland
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- New Hampshire
- North Dakota
- Oklahoma
- Oregon
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- West Virginia
- Wyoming
- Alabama
- Alaska
- Arizona
- Arkansas
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Iowa
- Louisiana
Optimize financial & compliance integration
On/Off Ramp
Support for Wire and ACH transfers with more payment methods coming soon.
Built-in AML/KYC processes
Built-in Anti-Money Laundering (AML) and Know Your Customer (KYC) protections allow for a one-stop solution for fund transfers without the need to integrate additional services.
Multi-chain support
Support popular blockchains like Stellar and Ethereum to quickly increase your service capabilities.
How we stay compliant
We integrate with AML platforms and collaborate with AI-enhanced compliance partners, securing both fiat and stablecoin transactions, preventing financial crimes, and facilitating seamless data connection.


How can OwlPay Harbor™ help your business?
DeFi
Easily integrate with multiple blockchains to build a fast, low-cost on/off ramp. Simplify operations, boost efficiency, and attract more users.
Wallet Service Providers
Support major blockchains like Stellar and Ethereum to offer diverse payment options, reduce development barriers, and enhance wallet features and user experience.
E-commerce Platforms
Allow users to make payments without currency exchange or visiting a bank, making transactions more intuitive and increasing purchase conversion.
Fintech Companies / Banks
Seamlessly integrate Harbor into your platform to enable cross-border payment scenarios, accelerate global transactions, and strengthen your competitive edge in financial services.
Pricing
We offer transparent pricing with additional discounts based on your transaction volume. Need something more tailored? Get a custom quote designed to fit your business needs.
Standard
Custom
For businesses with higher transaction volumes or specialized requirements, we offer custom pricing structures tailored to your needs.
Have more questions about OwlPay Harbor?
Why choose OwlPay Harbor?
OwlPay Harbor simplifies API integration and cross-border payments, reducing development costs and improving efficiency. This allows developers and businesses to focus on growth rather than technical challenges.
Which blockchains does OwlPay Harbor support?
What makes OwlPay Harbor unique with Stellar Anchors?
Is OwlPay Harbor suitable for small businesses, or is it only for large enterprises?
Don't have a cryptocurrency wallet yet?