Your financial partner in global markets

Delivering fast, secure, and user-friendly solutions for seamless global transactions, we simplify blockchain integration, ensuring easy access to major blockchains and efficient fiat-to-crypto conversions.

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Your financial partner in global markets

Explore what OwlPay products can do for you

On/Off Ramp Integration

Fiat
Stablecoin

Individual Enterprise

Built for individuals and enterprise

Crypto

Global Payment

Fiat
Stablecoin

P2P international transfer

Fiat

Transaction Protection

Fiat
Crypto

OwlPay Harbor™

Make transactions simple and efficient with secure and compliant infrastructure

Streamline financial services by seamlessly integrating APIs that enable secure conversions from fiat to stablecoin and facilitate AML-compliant global transactions.

Explore Harbor

How OwlPay Harbor works

Access OwlPay Harbor's testing and production environments through our streamlined onboarding process.

Read the docs

Multi-chain support

Support leading blockchains including Stellar, Ethereum, Solana, Base, and more for seamless transactions.

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On/Off Ramp in 42+ US states and D.C. in the US

Move funds with debit cards and flexible bank transfer options. Supported bank transfer rails include ACH, Wire, RTP, FedNow, and local payment rails across supported markets.

View states

 // Prepare the Transfer Object
 const transferObject = {
   commission: {
     percentage: "0.01", // Optional, Range: 0.01-100.00
     amount: "1.00",     // Optional
   },
   source: {
     asset: "USD",
     amount: "100.00",
   },
   destination: {
     asset: "USDC",
     chain: "ethereum",  // ethereum, arbitrum, polygon, avalanche, optimism
     address: "0x4B20993Bc481177ec7E8f571ceCaE8A9e22C02db" // Validated address
   },
   application_transfer_uuid: "{{YOUR_APPLICATION_TRANSFER_UUID}}" // UUID from your app
 };
 
 // Send a request
 axios({
   method: "post",
   url: "https://harbor-sandbox.owlpay.com/api/v1/transfer",
   data: transferObject
 }).then(response => {
   console.log("Success:", response.data);
 });

How can OwlPay Harbor help your business?

DeFi

Wallet service provider

E-commerce platform

Fintech or bank

View case studies

OwlPay® Wallet Pro

Enterprise

Simplify crypto integration into your financial ecosystem

Comprehensive AML and KYT compliance to meet local legal requirements.

Ensure compliance
Operate seamlessly across 42+ US states and D.C. with regulatory approval.
Apply MPC technology
Set access controls and protect company assets.
Reduce transaction fees
Cut costs on cross-border transactions and traditional banking services.

Explore Wallet Pro Enterprise

Individual

Deposit and withdraw funds using cards, bank transfers, or cash

Move between local currency and crypto across supported markets.

Go global
On-ramp in 30+ countries and off-ramp in 99+ countries.
Bridge across blockchains
Move USDC across supported networks.
Flexible funding options
Deposit and withdraw through multiple methods.
Spend with USDC
Turn USDC into gift cards for everyday purchases.

Explore Wallet Pro Individual

Deposit and withdraw funds using cards, bank transfers, or cash

OwlPay® Payment

Process B2B global payments via local currencies or stablecoins

Streamline reconciliations, payouts, and payment collection with an All-in-One solution. Enable businesses to seamlessly connect to their current systems.

Save on each transaction
Pay vendors in their local currency without steep FX fees.
Support multi-payment options
Accept fiat, stablecoin, and commercial cards.
Stablecoin Checkout
x402
Automate checkout process seamlessly with AI agent powered by x402.

Explore Payment

Cash

Send money abroad

Make fast and secure global transfers from your phone.

Offer 24/7 service
Send money anytime, anywhere directly from your phone.
Exchange and transfer in one step
Complete currency exchange and international transfers in a few steps.
Receive real-time status
Get instant alerts the moment your money is sent or received.

Explore Cash

AML

Secure transactions and prevent fraud

Preventing illegal financial activities through a system of regulations and monitoring tools.

Automated AI-driven process
Provide 200+ global data coverage with AI-driven name checks up.
Monitor risks in real-time, 24/7
Receive instant notifications if the status changes.
End-to-end KYC and KYB checks
Seamless onboarding verification experience.

Explore Compliance Solution

Experience seamless payments across borders