Announcing Stablecoin Checkout on OwlPay

The global stablecoin market is experiencing rapid expansion this year, accounting for around 30 % of all on-chain crypto transaction volume, with total stablecoin payment volume surpassing US $4 trillion in August 2025. (TRM Labs Report)

With both individuals and enterprises increasingly relying on digital currencies for payments, stablecoins have become one of the fastest-growing payment options in the world. To help businesses tap into this momentum, OwlPay is introducing OwlPay Stablecoin Checkout — a feature designed to make accepting USDC payments seamless, secure, and globally accessible.

Why Businesses Are Turning to Stablecoin Payments

As digital commerce grows more global, companies need faster, borderless ways to receive money. Stablecoin payments bring a host of advantages to modern merchants:

Borderless expansion

Stablecoins remove regional payment barriers such as waiting days for wire transfers or losing margins to conversion rates. This helps e-commerce platforms reach new international customers with smooth USD settlements.

Faster transactions and lower costs

Payments through stablecoins clear and receive payment in a bank account or digital wallet in 24 hours, which cost far less than card networks or bank transfers. Businesses save on both transaction fees and foreign-exchange spreads.

Reach Web3-native users

By offering stablecoin payments, Web2 e-commerce platforms can expand their reach to Web3 users who prefer transacting directly in USDC. The study shows that there are 559 million crypto owners worldwide in 2025 and 39% of crypto holders reported using crypto to shop for goods and services, according to the 2025 State of Crypto Holders Report.

Introducing OwlPay Stablecoin Checkout

OwlPay Stablecoin Checkout makes digital-currency payments easy to use and enterprise-ready. It’s not just a gateway — it’s a complete payment and reconciliation solution.

Seamless integration and customization

Merchants can embed stablecoin checkout or USDC checkout directly into their existing payment flow via API, no blockchain expertise is required.

Integrated with Order Management

For merchants that are experimenting with stablecoin payments, must manually verify each payment by scrolling through their wallet’s transaction history to confirm the statuses. This manual cross-checking takes time and increases the risk of missed or duplicated entries.

With OwlPay Stablecoin Checkout, that entire process becomes automated.
Each transaction is instantly recorded and matched to its corresponding order within the merchant’s OwlPay backend dashboard. Payment confirmations and settlement statuses are all updated in real time.

Merchants gain a single, unified backend that connects payment data with order status, giving teams instant visibility and reducing operational workload.

Wide wallet compatibility

OwlPay supports 100+ wallets, including MetaMask, Phantom, Stellar Wallets, Solfare, and many others.
Users can also connect via WalletConnect, allowing them to pay with any preferred wallet across desktop or mobile, making checkout flexible and user-friendly.

Multi-chain support

Currently, OwlPay supports you accept USDC on Avalanche, Polygon, and Solana. We’ll be adding support for Stellar, Ethereum, Optimism, and Arbitrum soon — offering merchants more flexibility than most stablecoin checkout systems on the market.

Why OwlPay Uses USDC

Among all stablecoins, USDC stands out for its transparency, regulatory compliance, and reliability.

• Fully backed and transparent: Each USDC is backed 1:1 by U.S. dollar reserves, making it one of the most trusted stablecoins for regulated businesses.
• Broader network coverage: Supporting multiple blockchains, USDC gives merchants greater reach than single-chain solutions like Solana Pay or Ethereum-only systems.
• Institutional-grade stability: Its consistent peg to USD ensures predictable settlements and straightforward accounting.

By building on USDC, OwlPay provides a secure, scalable foundation for global commerce.

Real-World Use Cases

OwlPay Stablecoin Checkout empowers a range of industries to adopt borderless payments.

Hotel reservations

Hotels and travel platforms are uniquely positioned to benefit from stablecoin payments thanks to the cross-border nature of their business.

Real-world example:
A recent case study outlines how hotels can integrate stablecoin payments using their “Checkout” product. The article highlights benefits such as “instant processing: transactions settle in real time, reducing delays at checkout” and “security: payments on blockchain rails reduce charge back & fraud.” (Source: TransFi)
More importantly, there is an estimate that hotels using crypto/­stablecoin gateways can reduce transaction costs by 30-50% compared to traditional card networks. xaigate.com

What this looks like for your business:
When integrating a solution like OwlPay Stablecoin Checkout, a hotel can:

• Offer the guest an option to pay in USDC at checkout
• Automatically convert or settle in the backend to eliminate many manual steps (e.g., verifying payment status, dealing with card declines)
• Provide a smoother guest experience, especially for international travellers accustomed to crypto-friendly options

E-commerce and online retail

Merchants can accept payments 24/7 from anywhere in the world, even from customers without credit cards or bank accounts.
For cross-border stores, subscriptions, and digital goods, stablecoins enable faster, cheaper, and more transparent payments.

Real-world example:
One case study from Mexico described an e-commerce seller using USDC to avoid currency devaluation, reduce FX risk, and improve profitability. TransFi
Another example: Shopify announced that USDC payments via Coinbase Base chain will be available to its merchants worldwide, signalling mainstream e‐commerce platforms are embracing stablecoin checkout. CoinDesk

What this looks like for your business:
With OwlPay Stablecoin Checkout integrated:

• An online merchant enables a “Pay with USDC” button at checkout
• The customer pays using a compatible wallet; instant confirmation appears in the merchant’s payment backend
• Order management is streamlined and the merchant receives settlement in preferred bank account or digital wallet
• Global customers without local bank cards or in high-fee jurisdictions can shop more easily

Redefining Global Payments

Bringing together the best of Web2 and Web3, OwlPay Stablecoin Checkout offers fast, borderless payments backed by fully compliant infrastructure, holding Money Transmitter Licenses (MTLs) across 35+ U.S. states.

As stablecoin adoption accelerates worldwide, OwlPay remains committed to building secure, compliant, and efficient payment infrastructure that empowers global businesses to grow without boundaries.

👉 Ready to accept stablecoins?
Learn more of OwlPay stablecoin checkout or Contact OwlPay and start integrating Stablecoin Checkout today.